In-DEPTH ARTICLES
Darren SugiyamaFinancial professionals typically use Standard Deviation, Sharpe Ratios, and Monte Carlo simulations for risk. These techniques are certainly important topics of discussion, however they all fail to articulate the most important element of risk.
Darren SugiyamaThere is no such thing as a free lunch in Premium Financed Life Insurance. In addition, there are some gimmicks that I believe lure the wrong type of clients into premium financing, creating an unsuitable arrangement for all parties involved.
Darren SugiyamaPremium Financed Life Insurance is not appropriate for everybody. However for the right client – assuming they have the right net worth, understand the power of leverage, and have the intellectual capacity to make sound mathematical decisions – it can be one of the most valuable components in their overall financial portfolio.
